FREQUENTLY ASKED QUESTIONS
Why should I purchase automobile insurance?
In most states automobile insurance is a legal
requirement. It is designed to protect you financially.
A driver who does not have automobile insurance coverage
may be held financially responsible for personal injuries
and or damage to property.
What is automobile insurance?
An automobile insurance policy is a contract
between an individual policyholder and an insurance
company. The policyholder pays a premium and in exchange
the insurance company insures against loss of or damage
to an automobile as prescribed by the terms of the contract.
What affects my automobile insurance rates?
A number of factors can affect the cost of
your automobile insurance, examples of which are shown
below:
- Your years of driving experience
- Your driving record
- The annual miles driven
- The year, make,and model of your automobile
- The purpose for which the vehicle is used.
- The location where your vehicle is garaged
Can I switch to Bristol West even though I
am already insured by another automobile insurance company?
Yes. You can switch automobile insurance companies
at any time. Your current insurance company should refund
the unused portion of your premium.
If I switch from my current automobile insurance
policy, when will my Bristol West policy become effective?
Once you qualify and have paid the initial
down payment your coverage may begin. You can process
your application within 10 minutes by visiting one of
our many neighborhood independent insurance sales centers.
What type of payment plans does Bristol West
offer?
You can pay your premium in full or through
a monthly payment plan depending on the length of coverage
and down payment you select.
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